Students who are traveling abroad for the purpose of pursuing their higher education have to realize the importance of taking International Student Insurance. Medical expenses are really costly abroad and as such it is required that we make sure that we are covered with International Student Insurance before traveling abroad.
StudentSecure SM Medical Insurance by HCC Medical Insurance Services is a plan that has been specifically designed for international students. With the Student Secure Medical insurance there are two levels of coverage Select and Budget for International Student Insurance .Both plans offer coverage for Medical Expenses, Emergency Medical Evacuation, and Acts of Terrorism and all pre-existing conditions are covered after 12 months.
StudentSecure SM Medical Insurance offers coverage up to $300,000 under the select plan and $250,000 under the budget plan. International Student Medical Insurance plan benefits include- Hospital Room & Board Local Ambulance Intensive Care Unit, Hospital Pre-Notification Penalty, Outpatient Treatment & Outpatient Prescription Drugs, Mental Health Disorders (one of the requirements for insurance for international students), Dental Treatment due to Accident, Dental Treatment to alleviate pain, Maternity Care for a Covered Pregnancy and Routine Nursery Care of Newborn.
StudentSecure International Student Medical Insurance also covers aspects like Therapeutic Termination of Pregnancy, Physical Therapy & Chiropractic Care, Intercollegiate, interscholastic, intramural or club sports, Terrorism, Benefit Period for coverage after Policy Termination Date, Emergency Medical Evacuation, Emergency Reunion and Accidental Death & Dismemberment.
Full time students at a college or university holding a valid F-1 Visa in the United States are eligible for this plan. International students applying for this insurance must reside in a foreign country for the purpose of education and should not have access to a residency status.
At any point of time, the plan can be extended till 12 months from the initial coverage date and can renewed it for a utmost period of four years as long as the eligibility requirements are met. If international student coverage is required even after four years, a new plan can be purchased.
Enrolling for the Student Secure Insurance plan is quiet simple. You can complete the application online, fax the application or mail132013201320 the application with your preferred payment method). The insurance documents can be email132013201320ed which can be downloaded within minutes after you submit the application. You can also opt for the documents to be mail132013201320ed to you.
Thus, these are some of the features and facilities [spin]provided by the StudentSecure SM Medical Insurance.