There is every need for people who desire to visit foreign countries to take up visitor health insurance. Medical expenses abroad can be staggering and as such, even for simple injuries the medical costs might touch sky-high. Taking patriot insurance plan is one of the best ways to ensure we remain protected at all times while traveling abroad.
All U.S citizens who desire to travel outside their home country are covered under the patriot travel insurance. This plan can be purchased for a minimum time frame of 5 days to a maximum time frame of 2 years.
All non- U.S citizens who plan on traveling outside their home country are protected under the patriot travel insurance plan and even this plan, can be purchased for a minimum time frame of 5 days to a maximum time frame of 2 years.
Patriot travel insurance provides benefits up to a maximum limit of $100,000 for non-U.S citizens and up to a maximum limit of $200,000 for U.S citizens. The visitor health insurance plan can be renewed too, but needs to purchased for a minimum period of 3 months and can be extended up to a maximum time frame of 2 years.
The plan covers several factors such as emergency illness without in-patient admission (up to policy maximum), dental injury (up to policy maximum), sudden dental pain(up to $100), hospital room and board (up to policy maximum), intensive care (up to policy maximum), outpatient medical(up to policy maximum),local ambulance(up to policy maximum), prescription drugs(up to policy maximum),emergency room accident(up to policy maximum).
Even the factors of accidental death and dismemberment(up to $25,000), terrorism coverage(up to $50,000), identity theft insurance(up to $500), natural disaster($100 for a maximum of 5 days, emergency evacuation (up to $500,000), emergency reunion (up to $50,000), return of mortal remains (up to $50,000), returning minor children (up to $50,000), political evacuation(up to $10,000), sports and activities coverage(up to policy maximum for basic sports), trip interruption(up to $5000) and lost luggage(up to $250) are covered in this plan.
U.S citizens can also make use of benefits such as sudden recurrence of a medical condition (up to $15,000), emergency medical evacuation for pre-existing conditions (up to $25,000) and indemnity (up to $100) are also provided under this plan.
All the forms and documents related to patriot travel insurance can be easily viewed and purchased online. After buying this plan, the insured can select a doctor of his preference for treatment and also utilize the services offered by the First Health Network to cut down his medical costs.